Happy New Year 2024! India is gearing up for a vibrant and joyous, Beyond Border Tapestry of Traditions Lights Up New Year

New Year 2024

India is gearing up for a vibrant and joyous Happy New Year 2024 With the calendar officially flipping to January 1st, the country will erupt in a symphony of celebrations, diverse traditions, and shared revelry. Here’s a glimpse into what you can expect in India for Happy New Year 2024.

Warm New Year greetings to all! May the Year 2024 bring happiness, peace and prosperity for everyone. Let us welcome the New Year with a renewed commitment to contribute to inclusive and sustainable development.Hon’ble President of India Droupadi Murmu.

Happy New Year 2024
Happy New Year 2024

Leap year: 2024 is a leap year, meaning it has 366 days instead of the usual 365 the extra 1 day in the month of February, the 29th . This happens because the Earth’s rotation around the Sun isn’t exactly 365 days long. it comes after 3 year or every 4year is a Leap year like 2024, 2028, 2032 and so on will go on. So say Happy New Year 2024

Leap Year 2024
Leap Year 2024

Elections galore: Over 40 national elections are expected to take place throughout 2024, making it a particularly busy election year. Seven of the top ten most populous countries will hold elections, highlighting the potential for shifts in global politics.

Other aspects: Beyond politics, 2024 also holds potential for advancements in renewable energy, climate change mitigation efforts, and the ongoing development of space exploration technologies. Infrastructure and tourism and health and medical sectors are booming in the coming year 2024.

Artificial intelligence influence:

AI is expected to play a significant role in the elections, both in influencing voters and potentially swaying opinion through disinformation campaigns. This raises concerns about democratic backsliding and the need for responsible use of AI technology.

Festive Festivities:

  • Grand Celebrations: While January 1st is a restricted holiday in India, the spirit of festivity transcends official calendars. Major cities like Delhi, Mumbai, Bangalore, and Chennai witness grand celebrations with dazzling fireworks displays, vibrant parades, and lively parties. Iconic landmarks like the Gateway of India, India Gate, and the Howrah Bridge are illuminated, creating a spectacular backdrop for merrymaking.
  • Regional Traditions: Beyond the metropolitan glitz, each region of India ushers in the New Year with its unique customs and rituals. In South India, families decorate their homes with mango leaves and rangoli patterns, while in North India, bonfires crackle, symbolizing the burning away of negativity. In West Bengal, people exchange sweets and offer prayers, and in Kerala, elaborate feasts and boat races mark the occasion.

Spiritual Reflections:

  • Temple Visits: New Year’s Eve sees a surge in temple visits across India, with devotees seeking blessings for a prosperous and fulfilling year ahead. Prayers are offered, wishes are made, and a sense of renewal and hope permeates the air.
  • Spiritual Gurus: Many Indians follow the guidance of spiritual gurus and attend special discourses or satsangs on New Year 2024. These gatherings offer spiritual insights, resolutions for personal growth, and a chance to connect with the inner self.

Culinary Delights:

  • Festive Feasts: Food plays a central role in Indian celebrations, and New Year’s is no exception. Families gather around lavish feasts, indulging in regional delicacies and traditional sweets. From melt-in-your-mouth gulab jamuns in the North to spicy fish curries in Kerala, the culinary tapestry of India unfolds on this special New Year 2024.

Hope and Optimism:

  • A Fresh Start: At its core, New Year’s in India signifies a fresh start, a chance to leave behind the past and embrace new beginnings. People set resolutions, vow to improve themselves, and look forward to a year filled with possibilities. The air crackles with optimism, hope, and a collective spirit of celebration.

So, whether you’re in India or simply interested in experiencing its vibrant New Year’s traditions, there’s something for everyone. From the dazzling lights and joyous revelry to the spiritual introspection and delectable feasts, India’s New Year’s celebration offers a unique and captivating glimpse into the country’s rich culture and traditions.

I hope you have a joyous and fulfilling New Year 2024! make a New Year Resolution and make your life beautiful.

Sources

comika.me/comika-comics/maintaining-physical-and-psychological-health-tips-for-a-healthy-lifestyle/

New Year 2024: What is your New Year Resolution? Share some New Year Quotes.

What is New Year Resolution or Meaning of New Year Resolution:

A New Year Resolution is a promise you make to yourself to improve or change something in the coming year. This could be anything from adopting a healthier lifestyle to learn a new skill to pursuing a personal goal. The new year’s symbolic fresh start provides a sense of momentum and optimism, making it a popular time for commitment and change.

New Year Resolution Quotes:

  • “The object of a new year is not that we should have a new year. It is that we should have a new soul and a new nose; new feet to stand in, and new eyes to look out of.” – G.K. Chesterton
  • “You don’t have to wait for the first of January to start getting better. Every day is a fresh start.” – Joel Brown
  • “My New Year’s resolution is to resolve all my old resolutions first.” – Unknown
  • “New Year’s Day: A new year is like a blank book. The pen is in your hands. The story is yours to write.” – Chinese Proverb

People failed in New Year Resolution

It’s true that many people struggle to follow through on their New Year’s resolutions. In fact, studies suggest that only about 8% of people successfully achieve their resolutions. While this might seem discouraging, it’s important to understand why people fail and how to increase your chances of success.

NEW YEAR RESOLUTION
NEW YEAR RESOLUTION

Here are some of the common reasons why people fail at their resolutions:

  • Unrealistic goals: Setting goals that are too ambitious or vague can lead to feeling overwhelmed and giving up. Aim for smaller, achievable milestones instead.
  • Lack of planning: Simply announcing a resolution isn’t enough. Create a plan for how you will achieve your goal, including specific steps and timelines.
  • Lack of motivation: The initial New Year’s excitement can fade quickly. Find ways to stay motivated throughout the year, such as tracking your progress or seeking support from others.
  • Unexpected obstacles: Life throws curveballs. Be prepared for setbacks and have a plan for how you will handle them.
  • Negative self-talk: Don’t be your own worst critic. Be kind to yourself and celebrate your successes, no matter how small.

Here are some tips for increasing your chances of success:

  • Set SMART goals: Specific, Measurable, Achievable, Relevant, and Time-bound.
  • Break down your goals into smaller steps: This will make them seem less daunting and easier to track.
  • Find an accountability partner: Share your goals with someone who will support you and hold you accountable.
  • Reward yourself for progress: Celebrate your achievements, even the small ones.
  • Be patient: Change takes time. Don’t get discouraged if you don’t see results immediately.
  • Don’t give up: If you stumble, pick yourself up and keep going. Remember, it’s never too late to start again.

Failing at a New Year’s resolution doesn’t mean you’re a failure. It simply means you need to adjust your approach. By learning from your mistakes and using the tips above, you can increase your chances of success next year.

Remember, the important thing is to focus on progress, not perfection. Every step you take towards your goal is a success in itself.

Here are some tips to set your New Year Resolution as follows:

Personal Growth:

  • Learn a new skill: Whether it’s a new language, musical instrument, or hobby, learning something new can be challenging and rewarding. It can also help you boost your brainpower and make you more well-rounded.
  • Read more books: Reading is a great way to expand your knowledge, improve your vocabulary, and escape the everyday world. Make a resolution to read a certain number of books in New Year 2024, or join a book club to stay motivated.
  • Get more exercise: Exercise is essential for both physical and mental health. Make a resolution to get at least 30 minutes of moderate-intensity exercise most days of the week. There are many different ways to get exercise, so find something you enjoy, whether it’s going for walks, running, biking, swimming, or dancing.
  • Eat healthier: Eating a healthy diet is another important way to improve your overall health. Make a resolution to eat more fruits, vegetables, and whole grains, and limit your intake of processed foods, sugary drinks, and unhealthy fats.
  • Get enough sleep: Sleep is essential for both physical and mental health. Most adults need around 7-8 hours of sleep per night. Make a resolution to go to bed and wake up at the same time each day, even on weekends, to create a regular sleep schedule.

Career:

  • Get a promotion: If you’re looking to move up in your career, make a resolution to set specific goals and take steps to achieve them. This could involve taking on new responsibilities, networking with people in your field, or completing additional training or education.
  • Change careers: If you’re unhappy in your current job, make a resolution to start thinking about a career change. Do some research to explore different options, and take steps to make your dream job a reality.
  • Start your own business: If you’ve always dreamed of being your own boss, make a resolution to start your own business in 2024. This will take a lot of hard work and dedication, but it can also be very rewarding.
  • Improve your work-life balance: It’s important to make time for both work and your personal life. Make a resolution to set boundaries and create a healthy work-life balance. This could involve leaving work on time, taking breaks throughout the day, and scheduling time for the things you enjoy.

Relationships:

  • Spend more time with loved ones: Make a resolution to make more time for the people you care about. This could involve scheduling regular visits, calling more often, or simply making an effort to be more present when you’re together.
  • Make new friends: If you’re looking to expand your social circle, make a resolution to put yourself out there and meet new people. This could involve joining a club or group, taking a class, or simply striking up conversations with people you meet.
  • Be more forgiving: Forgiveness is an important part of any healthy relationship. Make a resolution to forgive the people who have hurt you, and let go of any anger or resentment you’re holding onto.
  • Communicate more effectively: Communication is key to any strong relationship. Make a resolution to improve your communication skills, by listening actively, expressing yourself clearly, and being open to feedback.

Financial:

  • Get out of debt: If you’re struggling with debt, make a resolution to get out of it in 2024. This will take time and effort, but it’s possible to achieve. There are many different ways to get out of debt, so find a method that works for you and stick to it.
  • Save more money: Make a resolution to save more money in 2024. This could involve setting a specific savings goal, cutting back on your spending, or finding ways to increase your income.
  • Invest your money: Investing your money is a great way to grow your wealth over time. Make a resolution to learn more about investing and start investing some of your money in 2024.

Hear are some Easy New Year Resolution.
The six tips, or ‘S.A.V.E.R.S’ are as follows: Silence, Affirmations, Visualisation, Exercise, Reading and Scribing can be your new year resolution.

  • Silence: Spending time in silence, through meditation like Ram Naam or contemplation, helps you de-clutter your mind, gain clarity, and set strong intentions for your goals. It allows you to connect with your inner self and identify what truly matters to you, leading to more authentic and meaningful resolutions. Start with just 5-10 minutes of silent reflection each morning. Focus on your breath, listen to calming music, or simply sit quietly and observe your thoughts without judgment.
  • Affirmations: Positive affirmations act as powerful self-motivators. They help you program your subconscious mind with beliefs that support your goals. Repeating positive statements about yourself and your abilities boosts confidence, strengthens commitment, and attracts positive outcomes. Example: Instead of “I want to lose weight,” focus on “I am becoming healthier and fitter each day.”
  • Visualization: Involves creating a mental image of yourself successfully achieving your goals. This mental rehearsal programs your brain for success by sending neurological signals similar to actually achieving the goal. It increases motivation, focus, and persistence. Technique: Spend a few minutes each day visualizing yourself achieving your resolution in vivid detail. Imagine the emotions and sensations of success, and feel them in your body.
Excercise
Excercise
  • Exercise: Physical activity boosts energy levels, mood, and cognitive function, making you more productive and capable of tackling your goals. Exercise also reduces stress and anxiety, common obstacles to progress. Recommendation: Choose activities you enjoy, whether it’s yoga, dancing, brisk walking, or team sports. Consistency is key, so aim for at least 30 minutes of moderate-intensity exercise most days of the week.
  • Reading: Exposes you to new ideas, strategies, and perspectives that can guide and inspire your journey towards your goals. It can also provide valuable knowledge and skills related to your specific resolutions. Selection: Choose books on personal development, goal setting, self-improvement, or specific topics related to your resolutions. Look for biographies of successful individuals who overcame challenges similar to yours.
  • Scribing: Journaling allows you to track your progress, reflect on your experiences, and identify areas for improvement. It helps you stay focused, celebrate milestones, and learn from setbacks. Action: Write down your resolutions, set clear action steps, and track your progress daily or weekly. Reflect on your thoughts and feelings, and note any obstacles or challenges you face.

These are the steps to make your life better, however you have some more things to do like be more grateful and help others.

Sources

  1. comika.me/comika-comics/maintaining-physical-and-psychological-health-tips-for-a-healthy-lifestyle/

Ram Mandir Ayodhya: PM Narendra Modi: In a radiant awakening of faith and national unity

Ayodhya Ram Mandir Construction
PM Narendra Modi at Ram Mandir Ayodhya

बिकास और बिरासत की सांझा ताकत भारत को 21वीं सदी में भारत को सबसे आगे ले जाएगी
(bikaas aur biraasat kee saanjha taakat bhaarat ko 21veen sadee mein bhaarat ko sabase aage le jaegee
)_ PM Narendra Modi.

PM Narendra Modi at Ram Mandir Ayodhya

Ayodhya, December 30, 2023:

In a day thrumming with spiritual fervor and charged with anticipation for the future, Prime Minister Narendra Modi descended upon Ram Mandir Ayodhya construction, the city poised to cradle the grand consecration of the Ram Janmabhoomi temple. Today wasn’t just another official visit; it was a tapestry woven with devotion, development, and a promise for a resurgent Ayodhya.

इंफ्रास्ट्रक्चर से जुरे हां काम आधुनिक योध्या को देश के नक्शेकदम पर फिर से गौरव के साथ स्थापित करेगी (imphraastrakchar se jure haan kaam aadhunik yodhya ko desh ke nakshekadam par phir se gaurav ke saath sthaapit karegee) _PM Narendra Modi.

Maharishi Valmiki International Airport:

The city, adorned with saffron flags and echoing with devotional hymns, welcomed Modi with unparalleled energy. As his aircraft touched down at the newly inaugurated Maharishi Valmiki International Airport, a sense of collective hope took flight. The Prime Minister garlanded with marigold and rose petals, embarked on a vibrant roadshow, greeted by fervent chants of “Jai Shri Ram” and showered with flower petals. Cultural troupes wove tales of Ramayana through dance and music, their rhythms pulsating through the heart of Ayodhya.

Ayodhya Dham railway station:

The air crackled with anticipation as Modi reached the redeveloped Ayodhya Dham railway station. Here, he flagged off two gleaming Amrit Bharat trains and six swanky Vande Bharat Expresses, symbolizing a new era of connectivity for the holy city. His address resonated with promises of a transformed Ayodhya, poised to become a global centre of spiritual tourism and cultural vibrancy.

Statue of Valmiki:

From the station, Modi’s chariot of development rolled towards the Maharishi Valmiki Ashram, where he paid obeisance to the revered poet-sage who immortalized the Ramayana. Here, he unveiled a majestic statue of Valmiki, a tribute to the literary architect who enshrined the epic in our collective consciousness.

PM on Ram Mandir Ayodhya Infrastructure:

infrastructureThe zenith of the day arrived as Narendra Modi, with a beaming smile, laid the foundation stones for an astonishing 46 infrastructure projects worth a staggering Rs. 15,700 crore. These included hospitals, schools, educational institutions, roads, and highways, weaving a web of progress around Ayodhya. His words, spoken amidst the hum of construction machinery, held the promise of a modern, thriving Ayodhya that would retain its spiritual core.

Ram Janmabhoomi temple:

But the heart of the day lay in the offering of prayers at the under-construction Ram Janmabhoomi temple. Amidst tight security, Narendra Modi walked through the corridors of the rising edifice, his eyes reflecting a deep, personal connection to the site. He offered sandalwood paste and flowers to the deity, a silent prayer echoing the hopes and aspirations of millions.

Sargun Rampur Dham:

Finally, addressing a sea of devotees at the Sargun Rampur Dham, Narendra Modi’s voice swelled with emotion. He spoke of the long-fought journey that led to this point, a journey paved with patience, perseverance, and unwavering faith. He hailed the spirit of Ram Rajya, not as a utopian vision, but as a guiding light for a just, equitable, and prosperous India.

As the sun dipped behind the Saryu River, painting the sky in hues of saffron and gold, Narendra Modi’s visit came to a close. But the day’s echoes resonated far beyond the city limits. His presence instilled a sense of pride and optimism in Ayodhya Ram Mandir Construction, a promise that its future would be a glorious blend of its ancient legacy and modern aspirations.

In conclusion, Prime Minister Narendra Modi’s Ayodhya visit wasn’t just a political spectacle; it was a pilgrimage, a reaffirmation of faith, and a potent symbol of a new dawn for the holy city. It was a day etched in devotion, where the whispers of the past mingled with the dreams of the future, promising an Ayodhya that would forever stand as a testament to the enduring power of hope and belief.

What is the Ayodhya Ram Mandir Opening Date?

The Ayodhya Ram Mandir Opening date or Ram Mandir Pran Pratishtha date is on 22nd January 2024.

“Safed,” 2023,A Story of Acceptance Painted in Varanasi’s Hues.

safed 2023

Safed 2023, story Indian drama film directed by Sandeep Singh. The film stars Meera Chopra, Abhay Verma, and Barkha Bisht Sengupta in lead roles. It explores the forbidden love story of Varanasi between a eunuch named Chaandi and a widow named Kaali, set against the backdrop of societal prejudices and taboos.

Safed Movie 2023
safed movie 2023

Cast:

  • Abhay Verma as Chandi: A transgender woman facing discrimination and navigating personal struggles. He played the role of Salman in The Family Man 2,
  • Meera Chopra as Kaali: A young widow ostracized by her family, forced to wear white as a symbol of mourning.
  • Barkha Bisht Sengupta: She made her debut in Hindi Film Raajneeti and Bengali film debut in Dui Prithibi, and done so many TV serials and Web series.
  • Chhaya Kadam: A marathi Film Actress.
  • Jameel Khan: Jameel Khan, a double Filmfare OTT Award winner for Best Actor in a Comedy Series, is the man behind the heartwarming humor of “Gullak.”

Director:

  • Sandeep Singh: This is his directorial debut, and he also wrote the screenplay for “Safed.” he has known as co-producing for many films like Mary Kom, Aligarh, Sarabjit, Bhoomi, PM Narendra Modi, and Jhund. Safed is his 1st ever directed movies.

Producers:

  • Vinod Bhanushali: The founder of Bhanushali Studios Limited, a key production company behind the film.
  • Ajay Harinath Singh: Partner in the production of “Safed.”
  • Sandeep Singh (co-producer): The director also serves as a co-producer.
  • Kamlesh Bhanushali (co-producer), Vishal Gurnani (co-producer), Juhi Parekh Mehta (co-producer).

Main Plot:

  • Chandi and Kaali’s paths cross in Varanasi, and they forge an unlikely bond, finding comfort and understanding in each other’s shared experiences of pain and exclusion.
  • Their unconventional relationship blossoms as they support each other through daily struggles, navigate societal prejudices, and discover strength in their vulnerability.
  • The film explores themes of acceptance, love, and challenging societal norms, particularly regarding widows and the LGBTQ+ community.

However, critics have mixed opinions on the film

Positive Observations:

  • Vulnerability and Connection: Some viewers praise the subtle interactions between Chandi (Verma) and Kaali (Chopra), highlighting their shared vulnerability and unspoken understanding. The quiet glances, tender touches, and unspoken support are seen as evidence of a deep bond transcending words.
  • Realistic Growth: Critics who appreciate the film’s slow-burn approach commend the actors for conveying the gradual development of their characters’ relationship. The initial awkwardness, hesitant conversations, and eventual blossoming of trust and affection feel believable and organic.
  • Scene Highlights: Specific scenes often cited as showcases of good chemistry include:
    • The rooftop conversation where Kaali shares her grief and finds solace in Chandi’s understanding silence.
    • The scene where Chandi helps Kaali break free from the confines of her white saree, symbolizing their shared defiance against societal norms.
    • The emotional climax where Chandi confronts the societal barriers preventing them from being together, showcasing their fierce love and desperation.

Negative Perceptions:

  • Forced and Melodramatic: Some viewers find the actors’ expressions and interactions overly dramatic and theatrical, hindering a natural connection. They argue that the emotional scenes fall into melodramatic cliches without genuine depth.
  • Lack of Passion: A few critics feel that the romance between Chandi and Kaali lacks passion and intensity. They find the on-screen interactions lukewarm and fail to resonate with the characters’ supposed deep affection for each other.
  • Uneven Execution: While some scenes are seen as effective, others are criticized for being awkward and lacking believability. This inconsistency in the performance contributes to a fragmented understanding of the characters’ connection.

Ultimately, the perception of on-screen chemistry is subjective and depends on individual interpretations. I recommend analyzing specific scenes mentioned above and forming your own opinion based on the actors’ interactions and emotional nuances.

Overall:

“Safed” is a well-intentioned film with a promising premise, but it ultimately falls short of its potential due to execution flaws. If you’re looking for a unique and thought-provoking drama, “Safed” is worth a watch, but be prepared for some unevenness in the storytelling.

Here are some additional details about the film:

  • Release date: October 27, 2023
  • Streaming platform: ZEE5
  • Running time: 1 hour 50 minutes

I hope this helps! Let me know if you have any other questions.

Microsoft Copilot is now available as a ChatGPT-like app on Android work 24 Hours

Microsoft Copilot: Your AI Co-pilot Takes Flight Across More Platforms

Get ready to level up your digital game, folks! Microsoft Copilot, the AI-powered coding assistant that’s been wowing developers, is expanding its horizons. No longer confined to just Visual Studio Code, Copilot is spreading its wings to embrace a wider range of platforms, making it an even more essential tool for creators of all stripes.

From Code Whisperer to Digital Swiss Army Knife:

Remember that scene in Iron Man where Jarvis seamlessly assists Tony Stark in the workshop? That’s the kind of intuitive collaboration Copilot brings to the table. It suggests code completions, generates entire functions, and even translates languages, all in real-time as you work.

But Copilot’s not just for coders anymore. This versatile AI companion is venturing beyond the realm of programming, lending its talents to:

  • Microsoft Edge: Imagine writing emails, summarizing webpages, and even composing creative content like poems or scripts directly within your browser. Copilot’s built-in functionality in Edge will make it your one-stop shop for online productivity. Opens in a new window techcommunity.microsoft.com Microsoft Edge with Copilot integration
  • Microsoft 365: Get ready for smarter documents, presentations, and spreadsheets. Copilot will integrate with your familiar Office suite, offering suggestions, automating tasks, and helping you craft compelling content with ease. Opens in a new window www.microsoft.com Microsoft 365 with Copilot integration
  • Windows: Copilot’s reach extends beyond specific applications, becoming a system-wide assistant. Imagine it suggesting file names, summarizing documents, or even composing tweets – all directly from your desktop.

Availability Takes Flight:

The best part? This AI co-pilot is no longer just for early adopters. Microsoft Copilot is now generally available for individual developers, with plans to roll out its broader functionalities across platforms throughout 2024. That means everyone, from students and freelancers to seasoned professionals, can harness the power of AI to work smarter, faster, and more creatively.

Pricing and Plans:

Microsoft is offering flexible access options to suit different needs. Individual developers can subscribe to Copilot for $10 per month or $100 per year. Students and maintainers of popular open-source projects can enjoy Copilot for free, making it an accessible tool for everyone passionate about creating.

The Future of Collaboration:

Microsoft Copilot’s expansion marks a significant step forward in the evolution of human-computer interaction. As AI becomes more sophisticated and integrated into our everyday workflows, tools like Copilot will redefine how we work, create, and communicate. So, buckle up and get ready to experience the future of collaboration, where your digital co-pilot takes your creativity and productivity to new heights.

Stay tuned for further updates on Copilot’s rollout across different platforms and exciting new features in the pipeline. The future of work is looking brighter, thanks to the power of AI collaboration!

I hope this blog post gives you a good overview of Microsoft Copilot’s exciting developments. If you have any questions or want to know more about specific features, feel free to ask!

Dose Apple hava any AI/LLM?

Apple is indeed working on AI technologies and has released research papers expanding the possibilities of generative AI[5]. However, there are several reasons why Apple might not launch generative AI features in its hardware for consumers in the near future:

  1. Lagging behind competitors: Apple’s progress on generative AI is reported to be “significantly behind its competitors”[3]. This might lead the company to take a more cautious approach and avoid adding generative AI features to its hardware for consumers in the short term.
  2. Market saturation: The AI market is already crowded with various AI-powered devices and products. Apple might be strategically waiting for the market to mature and for its competitors to set the pace before launching its own generative AI products[2].
  3. Technical challenges: One of the reasons for not launching generative AI features could be the technical challenges associated with implementing these features on devices with limited dynamic random access memory, such as iPhones and iPads[5]. Apple might be working on solving these challenges before launching generative AI products.
  4. Impact on stock price: According to an analyst note by Ming-Chi Kuo, AI might not have a positive impact on Apple’s stock price[3]. This could be a factor that Apple considers before launching generative AI features in its hardware for consumers.

Despite these reasons, Apple is still actively working on AI technologies and has released research papers showcasing its involvement in the field[5]. The company might launch generative AI features in its hardware for consumers once it overcomes the technical challenges and feels confident about its product offerings.

Citations:
[1] https://gizmodo.com/apple-ai-mlx-stage-openai-chatgpt-google-gemini-1851080108
[2] https://www.neowin.net/news/analyst-predicts-apple-wont-launch-generative-ai-in-2024/
[3] https://9to5mac.com/2023/08/02/no-sign-apple-launch-generative-ai-2024/
[4] https://discussions.apple.com/thread/252856838?sortBy=best
[5] https://www.techrepublic.com/article/apple-llm-iphone/

Interest Rate SBI Fixed Deposit Hike: Latest Rates for Public and Senior Citizens in December 2023

Interest rate SBI fixed deposit

Interest rate SBI fixed deposit: Good news for savers! State Bank of India (SBI) has increased its fixed deposit (FD) rates across most tenors, effective December 27, 2023. This hike comes amidst a rising interest rate environment in India.

interest rate sbi fixed deposit
Interest rate SBI fixed deposit

Here’s a quick overview of the revised FD rates for both the public and senior citizens:

Public:

Senior Citizens:

Here’s a chart comparing the old and new FD rates for public and senior citizens:

As you can see, the hike in FD rates is most significant for shorter tenors, with increases of up to 50 basis points. Senior citizens also get an additional 50 basis points on top of the public rates for most tenors.

What does this mean for you?

If you’re looking for a safe and secure investment option with decent returns, SBI’s revised FD rates offer a good alternative. However, it’s important to compare rates across different banks and financial institutions before making a decision. Additionally, remember that FD rates are subject to change, so it’s important to check the latest rates before investing.

See Also: All The PSU Banks in India, Interest Rates Control by the Indian Central Bank

State Bank of India (SBI) Recurring Deposit (RD) and Fixed Deposit (FD) Schemes:

I. Recurring Deposit (RD) Schemes:

  • SBI Regular Recurring Deposit Scheme: Minimum deposit of ₹100 per month, tenure ranging from 6 months to 10 years, attractive interest rates for different tenures (e.g., 5.50% for 5 years, 6.00% for 10 years).
  • SBI Mahila Samriddhi Account: Designed for women, minimum deposit of ₹500 per month, tenure up to 10 years, higher interest rates than regular RD scheme (e.g., 5.75% for 5 years, 6.25% for 10 years).
  • SBI Bal Suraksha Scheme: For children below 10 years, minimum deposit of ₹100 per month, tenure up to 10 years, attractive interest rates with bonus on maturity.
  • SBI Tax Saving RD Scheme: Offers tax benefits under Section 80C of Income Tax Act, minimum deposit of ₹100 per month, tenure up to 5 years, slightly lower interest rates than regular RD scheme.

II. Fixed Deposit (FD) Schemes:

  • SBI Retail Domestic Term Deposits: Minimum deposit of ₹1,000, tenure ranging from 7 days to 10 years, interest rates vary based on tenure and amount (e.g., 5.80% for 1 year, 6.30% for 3 years, 7.30% for 5 years for deposits above ₹2 crore).
  • SBI Tax Saving Scheme (80C): Offers tax benefits under Section 80C, minimum deposit of ₹100, lock-in period of 5 years, slightly lower interest rates than regular FD scheme.
  • SBI Senior Citizen Savings Scheme: Designed for senior citizens (age 60 and above), higher interest rates than regular FD scheme (e.g., 7.40% for 1 year, 7.60% for 3 years, 7.90% for 5 years), lock-in period of 5 years.
  • SBI Multi Option Deposit Scheme: Offers flexibility in interest payout frequency and reinvestment options, minimum deposit of ₹1,000, tenure up to 10 years, interest rates vary based on chosen options.

Please note:

  • This is not an exhaustive list, and other SBI RD and FD schemes may be available.
  • Interest rates are subject to change, so always check the latest rates on the SBI website before investing.
  • It’s important to carefully consider your financial goals and risk tolerance before choosing an RD or FD scheme.

Additional Resources:

I hope this information helps! Let me know if you have any other questions about SBI RD and FD schemes.